Call reports 2010
BAILEYVILLE STATE BANK — 2010
What BAILEYVILLE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,201,000 | 37,433,000 | 36,434,000 | 37,881,000 |
| Total loans | 19,643,000 | 20,260,000 | 19,990,000 | 22,835,000 |
| Allowance for loan losses | 248,000 | 249,000 | 261,000 | 273,000 |
| Securities available for sale | 15,289,000 | 15,176,000 | 14,386,000 | 13,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,650,000 | 31,206,000 | 32,170,000 | 31,715,000 |
| Interest-bearing deposits | 30,040,000 | 28,718,000 | 29,619,000 | 28,609,000 |
| Noninterest-bearing deposits | 2,610,000 | 2,488,000 | 2,551,000 | 3,106,000 |
| Equity capital | 2,459,000 | 2,638,000 | 2,764,000 | 2,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 906,000 | 1,390,000 | 1,850,000 |
| Interest expense | 159,000 | 310,000 | 458,000 | 600,000 |
| Net interest income | 287,000 | 596,000 | 932,000 | 1,250,000 |
| Noninterest income | 22,000 | 44,000 | 44,000 | 62,000 |
| Noninterest expense | 233,000 | 484,000 | 723,000 | 1,006,000 |
| Provision for loan losses | 175,000 | 175,000 | 280,000 | 290,000 |
| Pretax income | -71,000 | 8,000 | 19,000 | 64,000 |
| Income tax | 0 | 0 | 1,000 | -55,000 |
| Net income | -71,000 | 8,000 | 18,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,393,000 | 2,472,000 | 2,482,000 | 2,583,000 |
| Total capital | 2,641,000 | 2,721,000 | 2,743,000 | 2,856,000 |
| Risk-weighted assets | 24,261,000 | 24,744,000 | 23,986,000 | 26,928,000 |