Call reports 2009
BAILEYVILLE STATE BANK — 2009
What BAILEYVILLE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,957,000 | 34,345,000 | 34,861,000 | 35,200,000 |
| Total loans | 18,448,000 | 18,584,000 | 18,897,000 | 19,708,000 |
| Allowance for loan losses | 296,000 | 299,000 | 400,000 | 424,000 |
| Securities available for sale | 13,135,000 | 14,042,000 | 14,233,000 | 13,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,199,000 | 31,368,000 | 31,675,000 | 32,159,000 |
| Interest-bearing deposits | 27,908,000 | 28,572,000 | 29,350,000 | 28,816,000 |
| Noninterest-bearing deposits | 2,291,000 | 2,796,000 | 2,325,000 | 3,343,000 |
| Equity capital | 2,425,000 | 2,472,000 | 2,646,000 | 2,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 945,000 | 1,432,000 | 1,905,000 |
| Interest expense | 196,000 | 376,000 | 556,000 | 721,000 |
| Net interest income | 286,000 | 569,000 | 876,000 | 1,184,000 |
| Noninterest income | 22,000 | 48,000 | 72,000 | 43,000 |
| Noninterest expense | 228,000 | 472,000 | 723,000 | 984,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 89,000 | 174,000 | 177,000 | 210,000 |
| Income tax | 30,000 | 57,000 | 48,000 | 49,000 |
| Net income | 59,000 | 117,000 | 129,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,362,000 | 2,421,000 | 2,432,000 | 2,463,000 |
| Total capital | 2,622,000 | 2,670,000 | 2,712,000 | 2,751,000 |
| Risk-weighted assets | 20,767,000 | 21,685,000 | 22,290,000 | 22,944,000 |