Call reports 2008
BAILEYVILLE STATE BANK — 2008
What BAILEYVILLE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,748,000 | 31,428,000 | 33,022,000 | 33,440,000 |
| Total loans | 18,320,000 | 18,577,000 | 18,539,000 | 19,139,000 |
| Allowance for loan losses | 282,000 | 275,000 | 275,000 | 298,000 |
| Securities available for sale | 9,555,000 | 10,900,000 | 12,978,000 | 13,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,158,000 | 29,009,000 | 30,278,000 | 29,983,000 |
| Interest-bearing deposits | 27,021,000 | 26,229,000 | 27,967,000 | 27,104,000 |
| Noninterest-bearing deposits | 2,137,000 | 2,780,000 | 2,311,000 | 2,879,000 |
| Equity capital | 2,242,000 | 2,128,000 | 2,200,000 | 2,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 951,000 | 1,472,000 | 1,958,000 |
| Interest expense | 247,000 | 483,000 | 713,000 | 940,000 |
| Net interest income | 228,000 | 468,000 | 759,000 | 1,018,000 |
| Noninterest income | 22,000 | 44,000 | 64,000 | 91,000 |
| Noninterest expense | 210,000 | 404,000 | 608,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 40,000 | 108,000 | 215,000 | 258,000 |
| Income tax | 15,000 | 39,000 | 78,000 | 94,000 |
| Net income | 25,000 | 69,000 | 137,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,164,000 | 2,208,000 | 2,276,000 | 2,303,000 |
| Total capital | 2,417,000 | 2,463,000 | 2,534,000 | 2,564,000 |
| Risk-weighted assets | 20,175,000 | 20,355,000 | 20,588,000 | 20,825,000 |