Call reports 2006
BAILEYVILLE STATE BANK — 2006
What BAILEYVILLE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,030,000 | 24,017,000 | 23,947,000 | 24,955,000 |
| Total loans | 14,820,000 | 16,223,000 | 15,949,000 | 16,383,000 |
| Allowance for loan losses | 380,000 | 382,000 | 367,000 | 270,000 |
| Securities available for sale | 7,493,000 | 6,520,000 | 6,446,000 | 6,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,783,000 | 21,305,000 | 21,769,000 | 22,682,000 |
| Interest-bearing deposits | 19,915,000 | 19,405,000 | 19,326,000 | 20,452,000 |
| Noninterest-bearing deposits | 1,868,000 | 1,900,000 | 2,443,000 | 2,230,000 |
| Equity capital | 2,102,000 | 2,083,000 | 2,013,000 | 2,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 659,000 | 1,017,000 | 1,394,000 |
| Interest expense | 132,000 | 282,000 | 439,000 | 608,000 |
| Net interest income | 190,000 | 377,000 | 578,000 | 786,000 |
| Noninterest income | 16,000 | 35,000 | 56,000 | 77,000 |
| Noninterest expense | 198,000 | 391,000 | 591,000 | 772,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 170,000 |
| Pretax income | 6,000 | 11,000 | -117,000 | -89,000 |
| Income tax | 1,000 | 1,000 | 0 | -25,000 |
| Net income | 5,000 | 10,000 | -117,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,192,000 | 2,189,000 | 2,062,000 | 2,116,000 |
| Total capital | 2,393,000 | 2,404,000 | 2,279,000 | 2,337,000 |
| Risk-weighted assets | 15,939,000 | 17,000,000 | 17,205,000 | 17,641,000 |