Call reports 2005
BAILEYVILLE STATE BANK — 2005
What BAILEYVILLE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,201,000 | 24,225,000 | 24,258,000 | 24,120,000 |
| Total loans | 14,393,000 | 15,192,000 | 15,169,000 | 15,095,000 |
| Allowance for loan losses | 366,000 | 372,000 | 374,000 | 375,000 |
| Securities available for sale | 7,549,000 | 7,937,000 | 7,994,000 | 8,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,051,000 | 21,988,000 | 21,515,000 | 21,380,000 |
| Interest-bearing deposits | 20,115,000 | 20,257,000 | 19,977,000 | 19,716,000 |
| Noninterest-bearing deposits | 1,936,000 | 1,731,000 | 1,538,000 | 1,664,000 |
| Equity capital | 2,046,000 | 2,094,000 | 2,099,000 | 2,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 610,000 | 927,000 | 1,256,000 |
| Interest expense | 107,000 | 221,000 | 343,000 | 476,000 |
| Net interest income | 195,000 | 389,000 | 584,000 | 780,000 |
| Noninterest income | 20,000 | 37,000 | 55,000 | 73,000 |
| Noninterest expense | 187,000 | 370,000 | 539,000 | 726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 45,000 | 88,000 | 115,000 |
| Income tax | 9,000 | 16,000 | 31,000 | 39,000 |
| Net income | 19,000 | 29,000 | 57,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,130,000 | 2,140,000 | 2,168,000 | 2,187,000 |
| Total capital | 2,326,000 | 2,341,000 | 2,371,000 | 2,384,000 |
| Risk-weighted assets | 15,497,000 | 15,874,000 | 16,048,000 | 15,589,000 |