Call reports 2003
BAILEYVILLE STATE BANK — 2003
What BAILEYVILLE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,456,000 | 23,551,000 | 23,758,000 | 24,076,000 |
| Total loans | 13,510,000 | 14,109,000 | 13,229,000 | 13,244,000 |
| Allowance for loan losses | 410,000 | 414,000 | 426,000 | 416,000 |
| Securities available for sale | 6,514,000 | 6,712,000 | 6,989,000 | 8,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,150,000 | 21,222,000 | 21,482,000 | 21,819,000 |
| Interest-bearing deposits | 20,488,000 | 19,618,000 | 19,920,000 | 20,250,000 |
| Noninterest-bearing deposits | 1,662,000 | 1,604,000 | 1,562,000 | 1,569,000 |
| Equity capital | 2,068,000 | 2,094,000 | 2,081,000 | 2,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 666,000 | 977,000 | 1,300,000 |
| Interest expense | 161,000 | 306,000 | 437,000 | 563,000 |
| Net interest income | 178,000 | 360,000 | 540,000 | 737,000 |
| Noninterest income | 14,000 | 29,000 | 45,000 | 63,000 |
| Noninterest expense | 171,000 | 320,000 | 485,000 | 652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 69,000 | 100,000 | 148,000 |
| Income tax | 5,000 | 20,000 | 29,000 | 32,000 |
| Net income | 16,000 | 49,000 | 71,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,973,000 | 1,998,000 | 2,021,000 | 2,065,000 |
| Total capital | 2,155,000 | 2,183,000 | 2,199,000 | 2,242,000 |
| Risk-weighted assets | 14,314,000 | 14,596,000 | 13,997,000 | 13,947,000 |