Call reports 2002
BAILEYVILLE STATE BANK — 2002
What BAILEYVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,710,000 | 22,880,000 | 23,221,000 | 23,793,000 |
| Total loans | 15,002,000 | 15,631,000 | 15,544,000 | 14,721,000 |
| Allowance for loan losses | 321,000 | 316,000 | 497,000 | 370,000 |
| Securities available for sale | 5,869,000 | 5,674,000 | 5,568,000 | 5,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,477,000 | 20,553,000 | 20,997,000 | 21,480,000 |
| Interest-bearing deposits | 19,113,000 | 18,978,000 | 19,323,000 | 20,107,000 |
| Noninterest-bearing deposits | 1,364,000 | 1,575,000 | 1,674,000 | 1,373,000 |
| Equity capital | 1,974,000 | 2,071,000 | 2,037,000 | 2,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 764,000 | 1,134,000 | 1,498,000 |
| Interest expense | 188,000 | 365,000 | 538,000 | 709,000 |
| Net interest income | 196,000 | 399,000 | 596,000 | 789,000 |
| Noninterest income | 17,000 | 36,000 | 56,000 | 73,000 |
| Noninterest expense | 155,000 | 313,000 | 472,000 | 635,000 |
| Provision for loan losses | 0 | 0 | 188,000 | 188,000 |
| Pretax income | 58,000 | 122,000 | -8,000 | 39,000 |
| Income tax | 0 | 0 | -2,000 | 7,000 |
| Net income | 58,000 | 122,000 | -6,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,893,000 | 1,957,000 | 1,918,000 | 1,957,000 |
| Total capital | 2,089,000 | 2,158,000 | 2,116,000 | 2,150,000 |
| Risk-weighted assets | 15,571,000 | 15,969,000 | 15,525,000 | 15,243,000 |