Call reports 2001
BAILEYVILLE STATE BANK — 2001
What BAILEYVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,641,000 | 23,461,000 | 23,633,000 | 23,636,000 |
| Total loans | 14,776,000 | 15,937,000 | 16,173,000 | 15,767,000 |
| Allowance for loan losses | 266,000 | 300,000 | 326,000 | 303,000 |
| Securities available for sale | 6,305,000 | 6,119,000 | 5,885,000 | 5,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,113,000 | 20,900,000 | 20,988,000 | 21,325,000 |
| Interest-bearing deposits | 19,919,000 | 19,342,000 | 19,462,000 | 19,811,000 |
| Noninterest-bearing deposits | 1,194,000 | 1,558,000 | 1,526,000 | 1,514,000 |
| Equity capital | 2,232,000 | 2,231,000 | 2,309,000 | 2,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 827,000 | 1,263,000 | 1,676,000 |
| Interest expense | 257,000 | 506,000 | 743,000 | 965,000 |
| Net interest income | 191,000 | 321,000 | 520,000 | 711,000 |
| Noninterest income | 14,000 | 39,000 | 55,000 | 71,000 |
| Noninterest expense | 144,000 | 272,000 | 412,000 | 538,000 |
| Provision for loan losses | 30,000 | 70,000 | 95,000 | 510,000 |
| Pretax income | 31,000 | 18,000 | 68,000 | -266,000 |
| Income tax | -11,000 | -17,000 | -4,000 | -109,000 |
| Net income | 42,000 | 35,000 | 72,000 | -157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,132,000 | 2,125,000 | 2,161,000 | 1,931,000 |
| Total capital | 2,332,000 | 2,336,000 | 2,372,000 | 2,139,000 |
| Risk-weighted assets | 15,965,000 | 16,781,000 | 16,800,000 | 16,531,000 |