Call reports 2007
FIRST SECURITY BANK, THE — 2007
What FIRST SECURITY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,012,000 | 21,737,000 | 22,078,000 | 22,855,000 |
| Total loans | 16,617,000 | 17,312,000 | 17,583,000 | 16,356,000 |
| Allowance for loan losses | 237,000 | 237,000 | 230,000 | 230,000 |
| Securities available for sale | 300,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,972,000 | 18,727,000 | 19,020,000 | 19,955,000 |
| Interest-bearing deposits | 17,630,000 | 16,737,000 | 16,733,000 | 17,510,000 |
| Noninterest-bearing deposits | 2,342,000 | 1,990,000 | 2,287,000 | 2,445,000 |
| Equity capital | 2,822,000 | 2,845,000 | 2,866,000 | 2,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 735,000 | 1,106,000 | 78,000 |
| Interest expense | 145,000 | 295,000 | 445,000 | 30,000 |
| Net interest income | 219,000 | 440,000 | 661,000 | 48,000 |
| Noninterest income | 22,000 | 46,000 | 69,000 | 5,000 |
| Noninterest expense | 155,000 | 309,000 | 466,000 | 28,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 177,000 | 264,000 | 25,000 |
| Income tax | 30,000 | 59,000 | 87,000 | 9,000 |
| Net income | 56,000 | 118,000 | 177,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,985,000 | 2,016,000 | 2,045,000 | 1,900,000 |
| Total capital | 2,151,000 | 2,187,000 | 2,219,000 | 2,061,000 |
| Risk-weighted assets | 19,135,000 | 19,552,000 | 19,954,000 | 19,120,000 |