Call reports 2005
FIRST SECURITY BANK, THE — 2005
What FIRST SECURITY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 21,363,000 | 20,643,000 | 20,117,000 | 21,119,000 |
| Total loans | 9,051,000 | 9,121,000 | 9,035,000 | 8,989,000 |
| Allowance for loan losses | 237,000 | 237,000 | 237,000 | 237,000 |
| Securities available for sale | 10,715,000 | 10,267,000 | 9,204,000 | 7,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,431,000 | 17,194,000 | 17,352,000 | 18,366,000 |
| Interest-bearing deposits | 16,248,000 | 15,555,000 | 15,553,000 | 16,096,000 |
| Noninterest-bearing deposits | 2,183,000 | 1,639,000 | 1,799,000 | 2,270,000 |
| Equity capital | 2,560,000 | 2,636,000 | 2,648,000 | 2,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 447,000 | 682,000 | 925,000 |
| Interest expense | 67,000 | 130,000 | 218,000 | 312,000 |
| Net interest income | 158,000 | 317,000 | 464,000 | 613,000 |
| Noninterest income | 24,000 | 49,000 | 75,000 | 100,000 |
| Noninterest expense | 130,000 | 270,000 | 411,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 96,000 | 128,000 | 131,000 |
| Income tax | 12,000 | 21,000 | 25,000 | 18,000 |
| Net income | 40,000 | 75,000 | 103,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,655,000 | 2,690,000 | 2,719,000 | 2,728,000 |
| Total capital | 2,809,000 | 2,842,000 | 2,871,000 | 2,873,000 |
| Risk-weighted assets | 12,316,000 | 12,243,000 | 12,007,000 | 14,445,000 |