Call reports 2008
CENTRAL BANK OF ASHKUM — 2008
What CENTRAL BANK OF ASHKUM reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 36,810,000 | 36,473,000 | 37,784,000 | 37,577,000 |
| Total loans | 19,974,000 | 20,198,000 | 21,047,000 | 21,190,000 |
| Allowance for loan losses | 216,000 | 210,000 | 217,000 | 221,000 |
| Securities available for sale | 8,162,000 | 10,639,000 | 11,458,000 | 13,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,214,000 | 33,080,000 | 33,612,000 | 33,334,000 |
| Interest-bearing deposits | 25,618,000 | 25,433,000 | 26,545,000 | 25,305,000 |
| Noninterest-bearing deposits | 7,596,000 | 7,647,000 | 7,067,000 | 8,029,000 |
| Equity capital | 3,349,000 | 3,134,000 | 3,212,000 | 3,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 966,000 | 1,465,000 | 1,942,000 |
| Interest expense | 197,000 | 374,000 | 538,000 | 686,000 |
| Net interest income | 297,000 | 592,000 | 927,000 | 1,256,000 |
| Noninterest income | 68,000 | 144,000 | 190,000 | 246,000 |
| Noninterest expense | 245,000 | 487,000 | 738,000 | 987,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 115,000 | 242,000 | 366,000 | 495,000 |
| Income tax | -4,000 | -3,000 | -2,000 | -1,000 |
| Net income | 119,000 | 245,000 | 368,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,293,000 | 3,289,000 | 3,302,000 | 3,303,000 |
| Total capital | 3,509,000 | 3,499,000 | 3,519,000 | 3,524,000 |
| Risk-weighted assets | 20,990,000 | 21,703,000 | 22,307,000 | 22,341,000 |