Call reports 2005
CENTRAL BANK OF ASHKUM — 2005
What CENTRAL BANK OF ASHKUM reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,204,000 | 30,923,000 | 31,341,000 | 32,357,000 |
| Total loans | 19,912,000 | 20,252,000 | 20,682,000 | 20,517,000 |
| Allowance for loan losses | 219,000 | 218,000 | 220,000 | 217,000 |
| Securities available for sale | 6,992,000 | 6,733,000 | 6,698,000 | 6,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,938,000 | 27,574,000 | 27,579,000 | 29,053,000 |
| Interest-bearing deposits | 21,238,000 | 22,193,000 | 22,179,000 | 22,109,000 |
| Noninterest-bearing deposits | 5,700,000 | 5,381,000 | 5,400,000 | 6,944,000 |
| Equity capital | 3,130,000 | 3,180,000 | 3,167,000 | 3,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 751,000 | 1,155,000 | 1,557,000 |
| Interest expense | 76,000 | 158,000 | 252,000 | 363,000 |
| Net interest income | 295,000 | 593,000 | 903,000 | 1,194,000 |
| Noninterest income | 61,000 | 129,000 | 195,000 | 264,000 |
| Noninterest expense | 216,000 | 451,000 | 680,000 | 907,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 134,000 | 259,000 | 400,000 | 527,000 |
| Income tax | -1,000 | 1,000 | 3,000 | 5,000 |
| Net income | 135,000 | 258,000 | 397,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,290,000 | 3,293,000 | 3,296,000 | 3,292,000 |
| Total capital | 3,509,000 | 3,511,000 | 3,516,000 | 3,509,000 |
| Risk-weighted assets | 20,904,000 | 21,065,000 | 21,438,000 | 21,429,000 |