Call reports 2006
KENTUCKY HOME BANK, INC. — 2006
What KENTUCKY HOME BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,943,000 | 83,047,000 | 83,001,000 | 87,252,000 |
| Total loans | 67,374,000 | 68,536,000 | 68,875,000 | 68,861,000 |
| Allowance for loan losses | 638,000 | 664,000 | 685,000 | 699,000 |
| Securities available for sale | 3,938,000 | 4,331,000 | 5,344,000 | 5,113,000 |
| Securities held to maturity | 445,000 | 445,000 | 445,000 | 559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,572,000 | 65,609,000 | 65,269,000 | 69,360,000 |
| Interest-bearing deposits | 54,403,000 | 56,281,000 | 56,319,000 | 58,775,000 |
| Noninterest-bearing deposits | 11,169,000 | 9,328,000 | 8,950,000 | 10,585,000 |
| Equity capital | 7,731,000 | 7,994,000 | 8,326,000 | 8,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,874,000 | 4,399,000 | 5,994,000 |
| Interest expense | 533,000 | 1,107,000 | 1,727,000 | 2,420,000 |
| Net interest income | 866,000 | 1,767,000 | 2,672,000 | 3,574,000 |
| Noninterest income | 141,000 | 293,000 | 442,000 | 595,000 |
| Noninterest expense | 532,000 | 1,119,000 | 1,673,000 | 2,279,000 |
| Provision for loan losses | 55,000 | 111,000 | 161,000 | 198,000 |
| Pretax income | 420,000 | 830,000 | 1,280,000 | 1,692,000 |
| Income tax | 136,000 | 269,000 | 416,000 | 545,000 |
| Net income | 284,000 | 561,000 | 864,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,766,000 | 8,043,000 | 8,347,000 | 8,629,000 |
| Total capital | 8,404,000 | 8,707,000 | 9,032,000 | 9,328,000 |
| Risk-weighted assets | 65,605,000 | 68,156,000 | 69,170,000 | 69,736,000 |
Machine access — free, no API key
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