Call reports 2001
KENTUCKY HOME BANK, INC. — 2001
What KENTUCKY HOME BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,414,000 | 41,982,000 | 43,878,000 | 45,958,000 |
| Total loans | 32,865,000 | 35,395,000 | 37,894,000 | 40,004,000 |
| Allowance for loan losses | 326,000 | 349,000 | 381,000 | 388,000 |
| Securities available for sale | 503,000 | 351,000 | 857,000 | 1,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,739,000 | 35,238,000 | 37,028,000 | 38,978,000 |
| Interest-bearing deposits | 30,471,000 | 30,644,000 | 31,764,000 | 34,397,000 |
| Noninterest-bearing deposits | 4,268,000 | 4,594,000 | 5,264,000 | 4,581,000 |
| Equity capital | 4,261,000 | 4,323,000 | 4,404,000 | 4,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,678,000 | 2,562,000 | 3,444,000 |
| Interest expense | 468,000 | 938,000 | 1,396,000 | 1,822,000 |
| Net interest income | 355,000 | 740,000 | 1,166,000 | 1,622,000 |
| Noninterest income | 91,000 | 212,000 | 338,000 | 471,000 |
| Noninterest expense | 396,000 | 773,000 | 1,176,000 | 1,568,000 |
| Provision for loan losses | 21,000 | 54,000 | 84,000 | 116,000 |
| Pretax income | 29,000 | 125,000 | 244,000 | 409,000 |
| Income tax | 26,000 | 59,000 | 100,000 | 156,000 |
| Net income | 3,000 | 66,000 | 144,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,258,000 | 4,322,000 | 4,400,000 | 4,510,000 |
| Total capital | 4,584,000 | 4,671,000 | 4,781,000 | 4,898,000 |
| Risk-weighted assets | 31,305,000 | 33,455,000 | 35,721,000 | 37,477,000 |