Call reports 2026
AMERICAN COMMUNITY BANK — 2026
What AMERICAN COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 324,782,000 | 306,516,000 |
| Total loans | 244,780,000 | 250,498,000 |
| Allowance for loan losses | 3,023,000 | 3,023,000 |
| Securities available for sale | 23,056,000 | 23,014,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 265,385,000 | 249,361,000 |
| Interest-bearing deposits | 187,824,000 | 172,388,000 |
| Noninterest-bearing deposits | 77,561,000 | 76,973,000 |
| Equity capital | 39,109,000 | 40,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,622,000 | 9,307,000 |
| Interest expense | 1,257,000 | 2,365,000 |
| Net interest income | 3,365,000 | 6,942,000 |
| Noninterest income | 223,000 | 444,000 |
| Noninterest expense | 2,555,000 | 5,053,000 |
| Provision for loan losses | 75,000 | 75,000 |
| Pretax income | 958,000 | 2,258,000 |
| Income tax | 203,000 | 487,000 |
| Net income | 755,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,665,000 | 42,070,000 |