Call report 2025Q4
AMERICAN COMMUNITY BANK — 2025Q4
The 22 measures AMERICAN COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,435,000 | USD | evidence → |
| Total loans | 237,995,000 | USD | evidence → |
| Allowance for loan losses | 2,949,000 | USD | evidence → |
| Securities available for sale | 22,502,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,109,000 | USD | evidence → |
| Interest-bearing deposits | 185,675,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,434,000 | USD | evidence → |
| Equity capital | 39,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,336,000 | USD | evidence → |
| Interest expense | 4,772,000 | USD | evidence → |
| Net interest income | 12,564,000 | USD | evidence → |
| Noninterest income | 1,386,000 | USD | evidence → |
| Noninterest expense | 9,528,000 | USD | evidence → |
| Provision for loan losses | 333,000 | USD | evidence → |
| Pretax income | 4,023,000 | USD | evidence → |
| Income tax | 905,000 | USD | evidence → |
| Net income | 3,118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,744,000 | USD | evidence → |