Call report 2005Q4
AMERICAN COMMUNITY BANK — 2005Q4
The 22 measures AMERICAN COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,544,000 | USD | evidence → |
| Total loans | 59,760,000 | USD | evidence → |
| Allowance for loan losses | 889,000 | USD | evidence → |
| Securities available for sale | 14,109,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,091,000 | USD | evidence → |
| Interest-bearing deposits | 54,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,462,000 | USD | evidence → |
| Equity capital | 7,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,601,000 | USD | evidence → |
| Interest expense | 1,347,000 | USD | evidence → |
| Net interest income | 3,254,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 2,784,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 377,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,155,000 | USD | evidence → |
| Total capital | 7,960,000 | USD | evidence → |
| Risk-weighted assets | 63,645,000 | USD | evidence → |