Call report 2005Q2
AMERICAN COMMUNITY BANK — 2005Q2
The 22 measures AMERICAN COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,049,000 | USD | evidence → |
| Total loans | 53,893,000 | USD | evidence → |
| Allowance for loan losses | 765,000 | USD | evidence → |
| Securities available for sale | 15,014,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,863,000 | USD | evidence → |
| Interest-bearing deposits | 56,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,121,000 | USD | evidence → |
| Equity capital | 6,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,201,000 | USD | evidence → |
| Interest expense | 622,000 | USD | evidence → |
| Net interest income | 1,579,000 | USD | evidence → |
| Noninterest income | 52,000 | USD | evidence → |
| Noninterest expense | 1,342,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 169,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 99,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,018,000 | USD | evidence → |
| Total capital | 7,758,000 | USD | evidence → |
| Risk-weighted assets | 58,718,000 | USD | evidence → |