Call report 2004Q2
AMERICAN COMMUNITY BANK — 2004Q2
The 22 measures AMERICAN COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,865,000 | USD | evidence → |
| Total loans | 36,987,000 | USD | evidence → |
| Allowance for loan losses | 456,000 | USD | evidence → |
| Securities available for sale | 17,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,219,000 | USD | evidence → |
| Interest-bearing deposits | 41,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,661,000 | USD | evidence → |
| Equity capital | 6,529,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,520,000 | USD | evidence → |
| Interest expense | 280,000 | USD | evidence → |
| Net interest income | 1,240,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 971,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 203,000 | USD | evidence → |
| Income tax | 87,000 | USD | evidence → |
| Net income | 116,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,777,000 | USD | evidence → |
| Total capital | 7,233,000 | USD | evidence → |
| Risk-weighted assets | 41,051,000 | USD | evidence → |