Call reports 2015
PAN AMERICAN BANK — 2015
What PAN AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 36,175,000 | 37,230,000 |
| Total loans | 30,081,000 | 30,871,000 |
| Allowance for loan losses | 812,000 | 635,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 31,090,000 | 32,693,000 |
| Interest-bearing deposits | 24,565,000 | 26,612,000 |
| Noninterest-bearing deposits | 6,524,000 | 6,082,000 |
| Equity capital | 4,909,000 | 3,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 424,000 | 868,000 |
| Interest expense | 25,000 | 53,000 |
| Net interest income | 399,000 | 815,000 |
| Noninterest income | 36,000 | 240,000 |
| Noninterest expense | 1,125,000 | 2,672,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -690,000 | -1,617,000 |
| Income tax | 0 | 1,000 |
| Net income | -690,000 | -1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 4,906,000 | 3,978,000 |
| Total capital | 5,171,000 | 4,249,000 |
| Risk-weighted assets | 20,674,000 | 21,284,000 |