Call reports 2014
PAN AMERICAN BANK — 2014
What PAN AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,776,000 | 37,966,000 | 40,185,000 | 37,989,000 |
| Total loans | 32,327,000 | 31,081,000 | 32,330,000 | 32,216,000 |
| Allowance for loan losses | 742,000 | 659,000 | 937,000 | 818,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,482,000 | 36,942,000 | 33,788,000 | 32,297,000 |
| Interest-bearing deposits | 31,310,000 | 30,259,000 | 28,290,000 | 26,769,000 |
| Noninterest-bearing deposits | 8,172,000 | 6,684,000 | 5,499,000 | 5,528,000 |
| Equity capital | 946,000 | 729,000 | 6,095,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 988,000 | 1,446,000 | 1,907,000 |
| Interest expense | 35,000 | 61,000 | 92,000 | 120,000 |
| Net interest income | 441,000 | 927,000 | 1,354,000 | 1,787,000 |
| Noninterest income | 212,000 | 285,000 | 339,000 | 371,000 |
| Noninterest expense | 888,000 | 1,663,000 | 2,556,000 | 3,518,000 |
| Provision for loan losses | 0 | 0 | 94,000 | 94,000 |
| Pretax income | -235,000 | -451,000 | -957,000 | -1,454,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -235,000 | -452,000 | -958,000 | -1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 944,000 | 726,000 | 6,092,000 | 5,595,000 |
| Total capital | 1,210,000 | 986,000 | 6,369,000 | 5,877,000 |
| Risk-weighted assets | 20,812,000 | 20,411,000 | 21,528,000 | 22,047,000 |