Call reports 2013
PAN AMERICAN BANK — 2013
What PAN AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,606,000 | 38,402,000 | 37,743,000 | 40,468,000 |
| Total loans | 30,072,000 | 29,642,000 | 31,079,000 | 33,617,000 |
| Allowance for loan losses | 881,000 | 777,000 | 785,000 | 797,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,307,000 | 35,339,000 | 35,165,000 | 38,972,000 |
| Interest-bearing deposits | 29,226,000 | 26,248,000 | 27,954,000 | 31,090,000 |
| Noninterest-bearing deposits | 7,080,000 | 9,091,000 | 7,211,000 | 7,882,000 |
| Equity capital | 3,167,000 | 2,883,000 | 2,342,000 | 1,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 840,000 | 1,249,000 | 1,693,000 |
| Interest expense | 38,000 | 73,000 | 96,000 | 128,000 |
| Net interest income | 393,000 | 767,000 | 1,153,000 | 1,565,000 |
| Noninterest income | 872,000 | 1,337,000 | 1,422,000 | 1,494,000 |
| Noninterest expense | 862,000 | 1,860,000 | 2,872,000 | 4,004,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 638,000 |
| Pretax income | 403,000 | 119,000 | -422,000 | -1,583,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 403,000 | 118,000 | -423,000 | -1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,167,000 | 2,882,000 | 2,341,000 | 1,180,000 |
| Total capital | 3,462,000 | 3,135,000 | 2,592,000 | 1,467,000 |
| Risk-weighted assets | 23,001,000 | 19,749,000 | 19,518,000 | 22,443,000 |