Call reports 2012
PAN AMERICAN BANK — 2012
What PAN AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,786,000 | 40,258,000 | 37,783,000 | 38,302,000 |
| Total loans | 34,032,000 | 32,461,000 | 30,984,000 | 31,344,000 |
| Allowance for loan losses | 2,025,000 | 2,053,000 | 1,462,000 | 818,000 |
| Securities available for sale | 1,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,078,000 | 35,891,000 | 33,878,000 | 35,398,000 |
| Interest-bearing deposits | 27,432,000 | 28,613,000 | 27,842,000 | 28,319,000 |
| Noninterest-bearing deposits | 7,646,000 | 7,278,000 | 6,036,000 | 7,080,000 |
| Equity capital | 4,495,000 | 4,235,000 | 3,756,000 | 2,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,038,000 | 1,469,000 | 1,863,000 |
| Interest expense | 42,000 | 85,000 | 128,000 | 166,000 |
| Net interest income | 491,000 | 953,000 | 1,341,000 | 1,697,000 |
| Noninterest income | -11,000 | 59,000 | 86,000 | 153,000 |
| Noninterest expense | 732,000 | 1,523,000 | 2,417,000 | 3,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | -252,000 | -511,000 | -990,000 | -1,981,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -252,000 | -512,000 | -991,000 | -1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,495,000 | 4,235,000 | 3,756,000 | 2,765,000 |
| Total capital | 4,801,000 | 4,535,000 | 4,031,000 | 3,074,000 |
| Risk-weighted assets | 22,795,000 | 22,227,000 | 20,837,000 | 23,465,000 |