Call reports 2011
PAN AMERICAN BANK — 2011
What PAN AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,771,000 | 41,661,000 | 41,716,000 | 39,460,000 |
| Total loans | 36,284,000 | 38,022,000 | 37,032,000 | 35,944,000 |
| Allowance for loan losses | 927,000 | 2,177,000 | 2,195,000 | 2,498,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,546,000 | 39,717,000 | 39,867,000 | 38,493,000 |
| Interest-bearing deposits | 31,219,000 | 30,643,000 | 29,832,000 | 28,284,000 |
| Noninterest-bearing deposits | 8,327,000 | 9,074,000 | 10,035,000 | 10,209,000 |
| Equity capital | 2,954,000 | 1,629,000 | 1,603,000 | 747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,110,000 | 1,715,000 | 2,274,000 |
| Interest expense | 43,000 | 85,000 | 130,000 | 174,000 |
| Net interest income | 480,000 | 1,025,000 | 1,585,000 | 2,100,000 |
| Noninterest income | 99,000 | 150,000 | 224,000 | 299,000 |
| Noninterest expense | 707,000 | 1,327,000 | 1,987,000 | 2,758,000 |
| Provision for loan losses | 0 | 1,300,000 | 1,300,000 | 1,975,000 |
| Pretax income | -128,000 | -1,452,000 | -1,478,000 | -2,334,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -128,000 | -1,453,000 | -1,479,000 | -2,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,954,000 | 1,629,000 | 1,603,000 | 747,000 |
| Total capital | 3,282,000 | 1,985,000 | 1,946,000 | 1,078,000 |
| Risk-weighted assets | 25,636,000 | 26,523,000 | 25,607,000 | 24,292,000 |