Call reports 2010
PAN AMERICAN BANK — 2010
What PAN AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,909,000 | 43,028,000 | 43,119,000 | 41,817,000 |
| Total loans | 33,790,000 | 35,484,000 | 36,577,000 | 33,604,000 |
| Allowance for loan losses | 511,000 | 495,000 | 495,000 | 927,000 |
| Securities available for sale | 8,000 | 7,000 | 5,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,283,000 | 38,349,000 | 38,428,000 | 38,567,000 |
| Interest-bearing deposits | 30,885,000 | 31,178,000 | 31,517,000 | 32,165,000 |
| Noninterest-bearing deposits | 7,398,000 | 7,171,000 | 6,911,000 | 6,402,000 |
| Equity capital | 4,373,000 | 4,427,000 | 4,365,000 | 3,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,149,000 | 1,720,000 | 2,185,000 |
| Interest expense | 51,000 | 103,000 | 153,000 | 198,000 |
| Net interest income | 519,000 | 1,046,000 | 1,567,000 | 1,987,000 |
| Noninterest income | 177,000 | 320,000 | 423,000 | 427,000 |
| Noninterest expense | 631,000 | 1,246,000 | 1,932,000 | 2,609,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 395,000 |
| Pretax income | 29,000 | 84,000 | 22,000 | -590,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 29,000 | 83,000 | 21,000 | -591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,373,000 | 4,427,000 | 4,365,000 | 3,082,000 |
| Total capital | 4,676,000 | 4,747,000 | 4,708,000 | 3,420,000 |
| Risk-weighted assets | 24,033,000 | 25,441,000 | 27,289,000 | 26,450,000 |