Call reports 2009
PAN AMERICAN BANK — 2009
What PAN AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,363,000 | 40,016,000 | 40,954,000 | 40,216,000 |
| Total loans | 31,499,000 | 31,012,000 | 31,628,000 | 32,781,000 |
| Allowance for loan losses | 579,000 | 579,000 | 575,000 | 1,214,000 |
| Securities available for sale | 13,000 | 12,000 | 123,000 | 9,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,519,000 | 35,296,000 | 36,228,000 | 36,392,000 |
| Interest-bearing deposits | 29,144,000 | 29,770,000 | 29,716,000 | 29,827,000 |
| Noninterest-bearing deposits | 5,375,000 | 5,526,000 | 6,512,000 | 6,565,000 |
| Equity capital | 4,606,000 | 4,432,000 | 4,302,000 | 3,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,013,000 | 1,522,000 | 2,044,000 |
| Interest expense | 92,000 | 178,000 | 252,000 | 312,000 |
| Net interest income | 418,000 | 835,000 | 1,270,000 | 1,732,000 |
| Noninterest income | 56,000 | 107,000 | 242,000 | 475,000 |
| Noninterest expense | 552,000 | 1,194,000 | 1,894,000 | 2,660,000 |
| Provision for loan losses | 349,000 | 349,000 | 349,000 | 349,000 |
| Pretax income | -427,000 | -601,000 | -731,000 | -802,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -427,000 | -601,000 | -731,000 | -803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,606,000 | 4,432,000 | 4,302,000 | 3,672,000 |
| Total capital | 4,881,000 | 4,708,000 | 4,587,000 | 3,959,000 |
| Risk-weighted assets | 21,706,000 | 21,752,000 | 22,486,000 | 22,059,000 |