Call reports 2008
PAN AMERICAN BANK — 2008
What PAN AMERICAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,732,000 | 39,028,000 | 40,472,000 | 38,290,000 |
| Total loans | 32,126,000 | 32,793,000 | 33,073,000 | 32,413,000 |
| Allowance for loan losses | 590,000 | 590,000 | 590,000 | 994,000 |
| Securities available for sale | 2,018,000 | 16,000 | 15,000 | 14,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,431,000 | 33,242,000 | 34,712,000 | 33,715,000 |
| Interest-bearing deposits | 25,956,000 | 26,930,000 | 28,030,000 | 27,956,000 |
| Noninterest-bearing deposits | 6,475,000 | 6,312,000 | 6,682,000 | 5,759,000 |
| Equity capital | 5,400,000 | 5,440,000 | 5,455,000 | 4,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,101,000 | 1,659,000 | 2,198,000 |
| Interest expense | 87,000 | 164,000 | 254,000 | 360,000 |
| Net interest income | 460,000 | 937,000 | 1,405,000 | 1,838,000 |
| Noninterest income | 111,000 | 177,000 | 246,000 | 310,000 |
| Noninterest expense | 516,000 | 1,007,000 | 1,530,000 | 2,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 677,000 |
| Pretax income | 54,000 | 106,000 | 120,000 | -743,000 |
| Income tax | 22,000 | 33,000 | 33,000 | 1,000 |
| Net income | 32,000 | 73,000 | 87,000 | -744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,398,000 | 5,439,000 | 5,454,000 | 4,478,000 |
| Total capital | 5,673,000 | 5,725,000 | 5,744,000 | 4,761,000 |
| Risk-weighted assets | 21,689,000 | 22,551,000 | 22,935,000 | 21,897,000 |