Call reports 2007
PAN AMERICAN BANK — 2007
What PAN AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,409,000 | 41,195,000 | 40,487,000 | 38,478,000 |
| Total loans | 29,344,000 | 28,800,000 | 29,016,000 | 31,789,000 |
| Allowance for loan losses | 590,000 | 590,000 | 590,000 | 590,000 |
| Securities available for sale | 6,404,000 | 6,410,000 | 6,459,000 | 2,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,163,000 | 34,902,000 | 34,102,000 | 33,041,000 |
| Interest-bearing deposits | 28,008,000 | 27,094,000 | 27,038,000 | 26,102,000 |
| Noninterest-bearing deposits | 8,155,000 | 7,808,000 | 7,064,000 | 6,939,000 |
| Equity capital | 5,990,000 | 6,038,000 | 6,101,000 | 5,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,164,000 | 1,714,000 | 2,278,000 |
| Interest expense | 103,000 | 208,000 | 313,000 | 417,000 |
| Net interest income | 471,000 | 956,000 | 1,401,000 | 1,861,000 |
| Noninterest income | 55,000 | 125,000 | 200,000 | 274,000 |
| Noninterest expense | 447,000 | 956,000 | 1,427,000 | 2,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 125,000 | 174,000 | -33,000 |
| Income tax | 31,000 | 59,000 | 75,000 | 1,000 |
| Net income | 22,000 | 66,000 | 99,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,110,000 | 6,143,000 | 5,230,000 |
| Total capital | 6,340,000 | 6,359,000 | 6,389,000 | 5,494,000 |
| Risk-weighted assets | 21,546,000 | 19,547,000 | 19,313,000 | 20,798,000 |