Call reports 2006
PAN AMERICAN BANK — 2006
What PAN AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,427,000 | 42,799,000 | 41,868,000 | 41,072,000 |
| Total loans | 25,426,000 | 26,841,000 | 28,485,000 | 30,104,000 |
| Allowance for loan losses | 590,000 | 590,000 | 590,000 | 590,000 |
| Securities available for sale | 9,694,000 | 9,249,000 | 8,307,000 | 7,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,405,000 | 36,753,000 | 35,822,000 | 35,791,000 |
| Interest-bearing deposits | 28,642,000 | 27,758,000 | 27,244,000 | 26,908,000 |
| Noninterest-bearing deposits | 8,763,000 | 8,995,000 | 8,578,000 | 8,883,000 |
| Equity capital | 5,842,000 | 5,862,000 | 5,854,000 | 5,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,092,000 | 1,658,000 | 2,221,000 |
| Interest expense | 91,000 | 198,000 | 304,000 | 409,000 |
| Net interest income | 426,000 | 894,000 | 1,354,000 | 1,812,000 |
| Noninterest income | 70,000 | 138,000 | 200,000 | 263,000 |
| Noninterest expense | 458,000 | 921,000 | 1,405,000 | 2,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 111,000 | 109,000 | -676,000 |
| Income tax | 13,000 | 41,000 | 46,000 | 1,000 |
| Net income | 25,000 | 70,000 | 63,000 | -677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,029,000 | 6,035,000 | 6,028,000 | 5,273,000 |
| Total capital | 6,292,000 | 6,282,000 | 6,280,000 | 5,534,000 |
| Risk-weighted assets | 20,692,000 | 19,436,000 | 19,852,000 | 20,583,000 |