Call reports 2005
PAN AMERICAN BANK — 2005
What PAN AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,324,000 | 42,707,000 | 42,474,000 | 41,950,000 |
| Total loans | 22,663,000 | 23,224,000 | 24,266,000 | 23,960,000 |
| Allowance for loan losses | 590,000 | 590,000 | 590,000 | 590,000 |
| Securities available for sale | 9,779,000 | 9,871,000 | 9,756,000 | 9,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,320,000 | 36,627,000 | 36,400,000 | 35,926,000 |
| Interest-bearing deposits | 28,184,000 | 28,882,000 | 28,544,000 | 28,026,000 |
| Noninterest-bearing deposits | 8,136,000 | 7,745,000 | 7,856,000 | 7,901,000 |
| Equity capital | 5,740,000 | 5,822,000 | 5,807,000 | 5,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,014,000 | 1,545,000 | 2,083,000 |
| Interest expense | 61,000 | 142,000 | 223,000 | 306,000 |
| Net interest income | 450,000 | 872,000 | 1,322,000 | 1,777,000 |
| Noninterest income | 67,000 | 142,000 | 219,000 | 310,000 |
| Noninterest expense | 453,000 | 919,000 | 1,373,000 | 1,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 95,000 | 168,000 | 237,000 |
| Income tax | 18,000 | 25,000 | 50,000 | 70,000 |
| Net income | 46,000 | 70,000 | 118,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,882,000 | 5,906,000 | 5,953,000 | 6,003,000 |
| Total capital | 6,123,000 | 6,149,000 | 6,206,000 | 6,251,000 |
| Risk-weighted assets | 18,966,000 | 19,072,000 | 19,872,000 | 19,472,000 |