Call reports 2004
PAN AMERICAN BANK — 2004
What PAN AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,522,000 | 42,185,000 | 42,580,000 | 42,018,000 |
| Total loans | 22,910,000 | 22,852,000 | 22,947,000 | 22,430,000 |
| Allowance for loan losses | 593,000 | 593,000 | 593,000 | 590,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,036,000 | 11,029,000 | 10,027,000 | 10,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,226,000 | 35,861,000 | 36,404,000 | 35,838,000 |
| Interest-bearing deposits | 27,349,000 | 26,932,000 | 28,385,000 | 28,000,000 |
| Noninterest-bearing deposits | 7,877,000 | 8,929,000 | 8,019,000 | 7,838,000 |
| Equity capital | 6,006,000 | 5,833,000 | 5,884,000 | 5,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,041,000 | 1,542,000 | 2,038,000 |
| Interest expense | 39,000 | 77,000 | 119,000 | 169,000 |
| Net interest income | 495,000 | 964,000 | 1,423,000 | 1,869,000 |
| Noninterest income | 80,000 | 168,000 | 250,000 | 327,000 |
| Noninterest expense | 416,000 | 881,000 | 1,343,000 | 1,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 251,000 | 330,000 | 381,000 |
| Income tax | 66,000 | 103,000 | 132,000 | 143,000 |
| Net income | 93,000 | 148,000 | 198,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,006,000 | 5,833,000 | 5,884,000 | 5,923,000 |
| Total capital | 6,250,000 | 6,075,000 | 6,127,000 | 6,160,000 |
| Risk-weighted assets | 19,145,000 | 19,019,000 | 19,108,000 | 18,639,000 |