Call reports 2003
PAN AMERICAN BANK — 2003
What PAN AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,012,000 | 41,465,000 | 41,705,000 | 41,401,000 |
| Total loans | 25,948,000 | 25,861,000 | 24,958,000 | 24,065,000 |
| Allowance for loan losses | 593,000 | 593,000 | 593,000 | 593,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,126,000 | 8,124,000 | 11,119,000 | 10,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,704,000 | 35,251,000 | 35,593,000 | 35,241,000 |
| Interest-bearing deposits | 26,584,000 | 27,033,000 | 27,297,000 | 26,645,000 |
| Noninterest-bearing deposits | 8,120,000 | 8,218,000 | 8,296,000 | 8,596,000 |
| Equity capital | 5,875,000 | 5,973,000 | 5,848,000 | 5,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,158,000 | 1,721,000 | 2,256,000 |
| Interest expense | 63,000 | 117,000 | 160,000 | 200,000 |
| Net interest income | 520,000 | 1,041,000 | 1,561,000 | 2,056,000 |
| Noninterest income | 55,000 | 123,000 | 179,000 | 257,000 |
| Noninterest expense | 403,000 | 824,000 | 1,224,000 | 1,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 340,000 | 516,000 | 630,000 |
| Income tax | 71,000 | 140,000 | 213,000 | 260,000 |
| Net income | 101,000 | 200,000 | 303,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,875,000 | 5,973,000 | 5,848,000 | 5,914,000 |
| Total capital | 6,138,000 | 6,225,000 | 6,095,000 | 6,161,000 |
| Risk-weighted assets | 20,705,000 | 19,853,000 | 19,429,000 | 19,384,000 |