Call reports 2002
PAN AMERICAN BANK — 2002
What PAN AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,709,000 | 39,909,000 | 39,959,000 | 40,301,000 |
| Total loans | 24,775,000 | 25,464,000 | 25,737,000 | 25,663,000 |
| Allowance for loan losses | 595,000 | 595,000 | 593,000 | 593,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,212,000 | 4,209,000 | 5,205,000 | 7,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,785,000 | 33,963,000 | 33,895,000 | 34,342,000 |
| Interest-bearing deposits | 24,588,000 | 25,984,000 | 26,587,000 | 26,744,000 |
| Noninterest-bearing deposits | 7,197,000 | 7,979,000 | 7,308,000 | 7,597,000 |
| Equity capital | 5,662,000 | 5,712,000 | 5,830,000 | 5,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,099,000 | 1,669,000 | 2,235,000 |
| Interest expense | 91,000 | 167,000 | 243,000 | 315,000 |
| Net interest income | 456,000 | 932,000 | 1,426,000 | 1,920,000 |
| Noninterest income | 58,000 | 119,000 | 174,000 | 245,000 |
| Noninterest expense | 411,000 | 865,000 | 1,212,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 186,000 | 388,000 | 487,000 |
| Income tax | 43,000 | 76,000 | 159,000 | 206,000 |
| Net income | 60,000 | 110,000 | 229,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,662,000 | 5,712,000 | 5,830,000 | 5,729,000 |
| Total capital | 5,902,000 | 5,963,000 | 6,081,000 | 5,977,000 |
| Risk-weighted assets | 18,853,000 | 19,717,000 | 19,734,000 | 19,509,000 |