Call reports 2015
RELIANZBANK — 2015
What RELIANZBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 50,749,000 | 47,847,000 |
| Total loans | 35,413,000 | 35,995,000 |
| Allowance for loan losses | 623,000 | 618,000 |
| Securities available for sale | 594,000 | 591,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 43,009,000 | 41,546,000 |
| Interest-bearing deposits | 33,682,000 | 32,014,000 |
| Noninterest-bearing deposits | 9,327,000 | 9,532,000 |
| Equity capital | 5,388,000 | 3,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 488,000 | 957,000 |
| Interest expense | 64,000 | 125,000 |
| Net interest income | 424,000 | 832,000 |
| Noninterest income | 18,000 | 40,000 |
| Noninterest expense | 321,000 | 999,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 121,000 | -127,000 |
| Income tax | 11,000 | 19,000 |
| Net income | 110,000 | -146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 5,379,000 | 3,925,000 |
| Total capital | 5,804,000 | 4,322,000 |
| Risk-weighted assets | 33,820,000 | 31,553,000 |