Call reports 2014
RELIANZBANK — 2014
What RELIANZBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,088,000 | 50,050,000 | 51,635,000 | 51,435,000 |
| Total loans | 39,142,000 | 40,966,000 | 38,639,000 | 37,712,000 |
| Allowance for loan losses | 791,000 | 702,000 | 639,000 | 623,000 |
| Securities available for sale | 976,000 | 988,000 | 991,000 | 584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,556,000 | 42,365,000 | 43,834,000 | 43,675,000 |
| Interest-bearing deposits | 35,542,000 | 34,369,000 | 35,710,000 | 36,013,000 |
| Noninterest-bearing deposits | 8,014,000 | 7,996,000 | 8,124,000 | 7,662,000 |
| Equity capital | 5,071,000 | 5,206,000 | 5,325,000 | 5,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,082,000 | 1,614,000 | 2,150,000 |
| Interest expense | 65,000 | 130,000 | 195,000 | 261,000 |
| Net interest income | 471,000 | 952,000 | 1,419,000 | 1,889,000 |
| Noninterest income | 21,000 | 41,000 | 61,000 | 85,000 |
| Noninterest expense | 396,000 | 757,000 | 1,121,000 | 1,471,000 |
| Provision for loan losses | 29,000 | 39,000 | 39,000 | 39,000 |
| Pretax income | 67,000 | 197,000 | 320,000 | 464,000 |
| Income tax | 1,000 | 6,000 | 12,000 | 18,000 |
| Net income | 66,000 | 191,000 | 308,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,084,000 | 5,209,000 | 5,326,000 | 5,344,000 |
| Total capital | 5,567,000 | 5,703,000 | 5,783,000 | 5,783,000 |
| Risk-weighted assets | 38,310,000 | 39,321,000 | 36,407,000 | 34,972,000 |