Call reports 2013
RELIANZBANK — 2013
What RELIANZBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,957,000 | 48,132,000 | 51,483,000 | 51,693,000 |
| Total loans | 38,878,000 | 40,302,000 | 40,047,000 | 40,053,000 |
| Allowance for loan losses | 718,000 | 734,000 | 729,000 | 760,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,022,000 | 41,270,000 | 43,796,000 | 44,137,000 |
| Interest-bearing deposits | 34,941,000 | 33,698,000 | 36,213,000 | 36,651,000 |
| Noninterest-bearing deposits | 8,081,000 | 7,572,000 | 7,583,000 | 7,486,000 |
| Equity capital | 4,813,000 | 4,963,000 | 5,110,000 | 5,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,109,000 | 1,686,000 | 2,270,000 |
| Interest expense | 60,000 | 118,000 | 185,000 | 252,000 |
| Net interest income | 492,000 | 991,000 | 1,501,000 | 2,018,000 |
| Noninterest income | 25,000 | 48,000 | 72,000 | 93,000 |
| Noninterest expense | 369,000 | 719,000 | 1,068,000 | 1,448,000 |
| Provision for loan losses | 15,000 | 30,000 | 61,000 | 91,000 |
| Pretax income | 133,000 | 290,000 | 444,000 | 572,000 |
| Income tax | 2,000 | 9,000 | 16,000 | 21,000 |
| Net income | 131,000 | 281,000 | 428,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,813,000 | 4,963,000 | 5,110,000 | 5,018,000 |
| Total capital | 5,252,000 | 5,423,000 | 5,588,000 | 5,506,000 |
| Risk-weighted assets | 34,860,000 | 36,543,000 | 38,017,000 | 38,793,000 |