Call reports 2012
RELIANZBANK — 2012
What RELIANZBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,170,000 | 44,078,000 | 45,762,000 | 49,722,000 |
| Total loans | 32,885,000 | 36,299,000 | 38,617,000 | 38,968,000 |
| Allowance for loan losses | 656,000 | 640,000 | 670,000 | 720,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,318,000 | 38,165,000 | 39,718,000 | 43,901,000 |
| Interest-bearing deposits | 32,836,000 | 32,985,000 | 33,559,000 | 34,668,000 |
| Noninterest-bearing deposits | 4,482,000 | 5,180,000 | 6,159,000 | 9,233,000 |
| Equity capital | 4,529,000 | 4,620,000 | 4,719,000 | 4,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,040,000 | 1,611,000 | 2,187,000 |
| Interest expense | 83,000 | 162,000 | 238,000 | 309,000 |
| Net interest income | 436,000 | 878,000 | 1,373,000 | 1,878,000 |
| Noninterest income | 17,000 | 35,000 | 55,000 | 75,000 |
| Noninterest expense | 360,000 | 718,000 | 1,100,000 | 1,458,000 |
| Provision for loan losses | 30,000 | 46,000 | 76,000 | 126,000 |
| Pretax income | 63,000 | 149,000 | 252,000 | 369,000 |
| Income tax | 3,000 | -2,000 | 2,000 | 8,000 |
| Net income | 60,000 | 151,000 | 250,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,529,000 | 4,620,000 | 4,719,000 | 4,682,000 |
| Total capital | 4,937,000 | 5,061,000 | 5,147,000 | 5,124,000 |
| Risk-weighted assets | 32,357,000 | 35,113,000 | 33,983,000 | 35,086,000 |