Call reports 2011
RELIANZBANK — 2011
What RELIANZBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,935,000 | 42,339,000 | 43,086,000 | 44,072,000 |
| Total loans | 31,465,000 | 33,250,000 | 33,849,000 | 32,522,000 |
| Allowance for loan losses | 536,000 | 566,000 | 586,000 | 626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,203,000 | 36,477,000 | 37,083,000 | 38,239,000 |
| Interest-bearing deposits | 30,521,000 | 32,095,000 | 32,552,000 | 33,151,000 |
| Noninterest-bearing deposits | 4,682,000 | 4,382,000 | 4,531,000 | 5,088,000 |
| Equity capital | 4,323,000 | 4,476,000 | 4,597,000 | 4,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,086,000 | 1,663,000 | 2,205,000 |
| Interest expense | 94,000 | 187,000 | 281,000 | 367,000 |
| Net interest income | 423,000 | 899,000 | 1,382,000 | 1,838,000 |
| Noninterest income | 21,000 | 37,000 | 54,000 | 70,000 |
| Noninterest expense | 312,000 | 642,000 | 967,000 | 1,303,000 |
| Provision for loan losses | 35,000 | 65,000 | 110,000 | 150,000 |
| Pretax income | 97,000 | 229,000 | 359,000 | 455,000 |
| Income tax | 4,000 | -17,000 | -8,000 | 3,000 |
| Net income | 93,000 | 246,000 | 367,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,323,000 | 4,476,000 | 4,597,000 | 4,469,000 |
| Total capital | 4,718,000 | 4,891,000 | 5,002,000 | 4,870,000 |
| Risk-weighted assets | 31,428,000 | 33,018,000 | 32,245,000 | 31,868,000 |