Call reports 2010
RELIANZBANK — 2010
What RELIANZBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,212,000 | 39,960,000 | 39,949,000 | 38,782,000 |
| Total loans | 29,731,000 | 30,102,000 | 29,918,000 | 30,625,000 |
| Allowance for loan losses | 408,000 | 442,000 | 469,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,864,000 | 34,640,000 | 34,601,000 | 33,529,000 |
| Interest-bearing deposits | 29,636,000 | 31,353,000 | 30,681,000 | 29,082,000 |
| Noninterest-bearing deposits | 3,228,000 | 3,287,000 | 3,920,000 | 4,447,000 |
| Equity capital | 4,150,000 | 4,232,000 | 4,324,000 | 4,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,074,000 | 1,607,000 | 2,138,000 |
| Interest expense | 126,000 | 244,000 | 354,000 | 457,000 |
| Net interest income | 416,000 | 830,000 | 1,253,000 | 1,681,000 |
| Noninterest income | 23,000 | 45,000 | 62,000 | 88,000 |
| Noninterest expense | 306,000 | 623,000 | 935,000 | 1,251,000 |
| Provision for loan losses | 30,000 | 64,000 | 95,000 | 127,000 |
| Pretax income | 103,000 | 188,000 | 285,000 | 391,000 |
| Income tax | 4,000 | 7,000 | 12,000 | 23,000 |
| Net income | 99,000 | 181,000 | 273,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,150,000 | 4,232,000 | 4,324,000 | 4,229,000 |
| Total capital | 4,523,000 | 4,612,000 | 4,681,000 | 4,600,000 |
| Risk-weighted assets | 29,819,000 | 30,348,000 | 28,439,000 | 29,544,000 |