Call reports 2009
RELIANZBANK — 2009
What RELIANZBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,409,000 | 35,707,000 | 37,613,000 | 36,711,000 |
| Total loans | 29,225,000 | 29,628,000 | 30,204,000 | 30,109,000 |
| Allowance for loan losses | 350,000 | 350,000 | 389,000 | 378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,640,000 | 29,936,000 | 31,735,000 | 31,945,000 |
| Interest-bearing deposits | 27,426,000 | 26,698,000 | 28,047,000 | 27,468,000 |
| Noninterest-bearing deposits | 3,214,000 | 3,238,000 | 3,688,000 | 4,477,000 |
| Equity capital | 3,928,000 | 3,986,000 | 4,040,000 | 4,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,032,000 | 1,559,000 | 2,088,000 |
| Interest expense | 204,000 | 395,000 | 544,000 | 678,000 |
| Net interest income | 300,000 | 637,000 | 1,015,000 | 1,410,000 |
| Noninterest income | 21,000 | 38,000 | 62,000 | -29,000 |
| Noninterest expense | 367,000 | 660,000 | 967,000 | 1,240,000 |
| Provision for loan losses | 40,000 | 40,000 | 79,000 | 98,000 |
| Pretax income | -86,000 | -25,000 | 31,000 | 43,000 |
| Income tax | -3,000 | -1,000 | 1,000 | 2,000 |
| Net income | -83,000 | -24,000 | 30,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,908,000 | 3,968,000 | 4,024,000 | 4,036,000 |
| Total capital | 4,258,000 | 4,318,000 | 4,413,000 | 4,414,000 |
| Risk-weighted assets | 31,666,000 | 32,129,000 | 32,899,000 | 30,950,000 |