Call reports 2008
RELIANZBANK — 2008
What RELIANZBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,139,000 | 32,107,000 | 33,752,000 | 34,490,000 |
| Total loans | 25,523,000 | 29,464,000 | 30,565,000 | 31,011,000 |
| Allowance for loan losses | 278,000 | 295,000 | 306,000 | 310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,523,000 | 27,537,000 | 28,902,000 | 28,721,000 |
| Interest-bearing deposits | 25,069,000 | 24,901,000 | 25,891,000 | 25,955,000 |
| Noninterest-bearing deposits | 3,454,000 | 2,636,000 | 3,011,000 | 2,766,000 |
| Equity capital | 3,914,000 | 3,952,000 | 4,034,000 | 4,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,071,000 | 1,632,000 | 2,158,000 |
| Interest expense | 264,000 | 485,000 | 697,000 | 896,000 |
| Net interest income | 273,000 | 586,000 | 935,000 | 1,262,000 |
| Noninterest income | 11,000 | 25,000 | 39,000 | 52,000 |
| Noninterest expense | 275,000 | 545,000 | 812,000 | 1,127,000 |
| Provision for loan losses | 0 | 17,000 | 28,000 | 77,000 |
| Pretax income | 9,000 | 49,000 | 134,000 | 110,000 |
| Income tax | 0 | 2,000 | 5,000 | 5,000 |
| Net income | 9,000 | 47,000 | 129,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,914,000 | 3,952,000 | 4,034,000 | 3,994,000 |
| Total capital | 4,192,000 | 4,247,000 | 4,340,000 | 4,304,000 |
| Risk-weighted assets | 29,133,000 | 31,688,000 | 32,681,000 | 32,235,000 |