Call reports 2007
RELIANZBANK — 2007
What RELIANZBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,926,000 | 25,521,000 | 29,687,000 | 30,032,000 |
| Total loans | 18,771,000 | 21,411,000 | 22,356,000 | 24,766,000 |
| Allowance for loan losses | 278,000 | 278,000 | 278,000 | 278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,963,000 | 21,496,000 | 25,589,000 | 25,978,000 |
| Interest-bearing deposits | 19,825,000 | 20,025,000 | 23,177,000 | 23,801,000 |
| Noninterest-bearing deposits | 4,138,000 | 1,471,000 | 2,412,000 | 2,177,000 |
| Equity capital | 3,826,000 | 3,853,000 | 3,907,000 | 3,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 932,000 | 1,480,000 | 2,022,000 |
| Interest expense | 196,000 | 430,000 | 697,000 | 974,000 |
| Net interest income | 242,000 | 502,000 | 783,000 | 1,048,000 |
| Noninterest income | 13,000 | 25,000 | 37,000 | 46,000 |
| Noninterest expense | 249,000 | 493,000 | 730,000 | 1,007,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | -16,000 | 12,000 | 68,000 | 65,000 |
| Income tax | 0 | 1,000 | 3,000 | 2,000 |
| Net income | -16,000 | 11,000 | 65,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,826,000 | 3,853,000 | 3,907,000 | 3,905,000 |
| Total capital | 4,104,000 | 4,131,000 | 4,185,000 | 4,183,000 |
| Risk-weighted assets | 22,371,000 | 23,993,000 | 25,922,000 | 27,795,000 |