Call reports 2015
BANK OF FAYETTEVILLE, THE — 2015
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 348,292,000 | 358,804,000 | 344,842,000 |
| Total loans | 237,152,000 | 235,907,000 | 235,229,000 |
| Allowance for loan losses | 2,802,000 | 2,819,000 | 2,844,000 |
| Securities available for sale | 62,949,000 | 59,961,000 | 57,180,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 303,926,000 | 314,185,000 | 300,854,000 |
| Interest-bearing deposits | 286,678,000 | 298,665,000 | 287,391,000 |
| Noninterest-bearing deposits | 17,248,000 | 15,520,000 | 13,463,000 |
| Equity capital | 40,850,000 | 40,768,000 | 40,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 3,049,000 | 6,313,000 | 9,348,000 |
| Interest expense | 155,000 | 300,000 | 443,000 |
| Net interest income | 2,894,000 | 6,013,000 | 8,905,000 |
| Noninterest income | 676,000 | 1,372,000 | 2,098,000 |
| Noninterest expense | 2,585,000 | 5,360,000 | 9,710,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 985,000 | 2,025,000 | 1,293,000 |
| Income tax | 368,000 | 759,000 | 436,000 |
| Net income | 617,000 | 1,266,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 36,381,000 | 36,737,000 | 36,183,000 |
| Total capital | 39,183,000 | 39,556,000 | 39,027,000 |
| Risk-weighted assets | 265,652,000 | 259,811,000 | 256,076,000 |