Call reports 2014
BANK OF FAYETTEVILLE, THE — 2014
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 342,879,000 | 338,011,000 | 337,259,000 | 345,997,000 |
| Total loans | 216,738,000 | 210,815,000 | 228,383,000 | 223,065,000 |
| Allowance for loan losses | 2,940,000 | 2,829,000 | 2,719,000 | 2,814,000 |
| Securities available for sale | 58,493,000 | 61,219,000 | 65,857,000 | 64,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,686,000 | 289,008,000 | 288,020,000 | 297,783,000 |
| Interest-bearing deposits | 275,958,000 | 272,808,000 | 271,458,000 | 281,674,000 |
| Noninterest-bearing deposits | 16,728,000 | 16,200,000 | 16,562,000 | 16,109,000 |
| Equity capital | 42,393,000 | 41,161,000 | 41,430,000 | 40,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,184,000 | 9,265,000 | 12,396,000 |
| Interest expense | 242,000 | 476,000 | 696,000 | 906,000 |
| Net interest income | 2,880,000 | 5,708,000 | 8,569,000 | 11,490,000 |
| Noninterest income | 636,000 | 1,352,000 | 2,065,000 | 2,780,000 |
| Noninterest expense | 2,430,000 | 5,059,000 | 7,548,000 | 10,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,086,000 | 2,001,000 | 3,086,000 | 3,991,000 |
| Income tax | 410,000 | 747,000 | 1,166,000 | 1,489,000 |
| Net income | 676,000 | 1,254,000 | 1,920,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,622,000 | 38,145,000 | 38,455,000 | 37,839,000 |
| Total capital | 42,562,000 | 40,974,000 | 41,174,000 | 40,653,000 |
| Risk-weighted assets | 240,407,000 | 237,411,000 | 257,381,000 | 250,683,000 |