Call reports 2013
BANK OF FAYETTEVILLE, THE — 2013
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 342,164,000 | 333,464,000 | 330,544,000 | 330,955,000 |
| Total loans | 236,210,000 | 228,883,000 | 213,601,000 | 217,084,000 |
| Allowance for loan losses | 3,094,000 | 3,065,000 | 3,029,000 | 3,032,000 |
| Securities available for sale | 55,952,000 | 55,086,000 | 56,147,000 | 56,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,202,000 | 283,181,000 | 279,957,000 | 281,516,000 |
| Interest-bearing deposits | 273,134,000 | 266,343,000 | 263,531,000 | 265,829,000 |
| Noninterest-bearing deposits | 18,068,000 | 16,838,000 | 16,426,000 | 15,687,000 |
| Equity capital | 42,492,000 | 41,785,000 | 41,977,000 | 42,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 6,870,000 | 10,101,000 | 13,277,000 |
| Interest expense | 299,000 | 567,000 | 823,000 | 1,073,000 |
| Net interest income | 3,168,000 | 6,303,000 | 9,278,000 | 12,204,000 |
| Noninterest income | 1,393,000 | 2,113,000 | 2,802,000 | 3,520,000 |
| Noninterest expense | 3,182,000 | 6,010,000 | 8,901,000 | 12,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,468,000 | 2,495,000 | 3,268,000 | 2,828,000 |
| Income tax | 291,000 | 681,000 | 967,000 | 490,000 |
| Net income | 1,177,000 | 1,814,000 | 2,301,000 | 2,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,537,000 | 38,837,000 | 39,055,000 | 39,443,000 |
| Total capital | 41,631,000 | 41,902,000 | 42,046,000 | 42,440,000 |
| Risk-weighted assets | 257,819,000 | 250,838,000 | 239,257,000 | 239,691,000 |