Call reports 2012
BANK OF FAYETTEVILLE, THE — 2012
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 396,863,000 | 361,821,000 | 345,632,000 | 341,566,000 |
| Total loans | 259,934,000 | 242,772,000 | 233,619,000 | 231,548,000 |
| Allowance for loan losses | 5,442,000 | 5,638,000 | 2,710,000 | 3,076,000 |
| Securities available for sale | 54,660,000 | 57,709,000 | 55,481,000 | 52,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,013,000 | 308,109,000 | 291,697,000 | 287,763,000 |
| Interest-bearing deposits | 323,545,000 | 291,731,000 | 274,937,000 | 271,163,000 |
| Noninterest-bearing deposits | 18,468,000 | 16,378,000 | 16,760,000 | 16,600,000 |
| Equity capital | 41,569,000 | 41,954,000 | 42,273,000 | 42,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,131,000 | 7,888,000 | 11,506,000 | 15,025,000 |
| Interest expense | 682,000 | 1,273,000 | 1,689,000 | 2,049,000 |
| Net interest income | 3,449,000 | 6,615,000 | 9,817,000 | 12,976,000 |
| Noninterest income | 714,000 | 1,493,000 | 2,214,000 | 2,970,000 |
| Noninterest expense | 2,899,000 | 5,673,000 | 8,585,000 | 11,578,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,425,000 | 1,625,000 |
| Pretax income | 764,000 | 1,435,000 | 2,021,000 | 2,638,000 |
| Income tax | 224,000 | 412,000 | 561,000 | 606,000 |
| Net income | 540,000 | 1,023,000 | 1,460,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,476,000 | 37,920,000 | 37,958,000 | 37,936,000 |
| Total capital | 41,083,000 | 41,296,000 | 40,668,000 | 41,012,000 |
| Risk-weighted assets | 286,746,000 | 267,782,000 | 263,176,000 | 258,662,000 |