Call reports 2011
BANK OF FAYETTEVILLE, THE — 2011
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 413,804,000 | 397,113,000 | 415,232,000 | 399,130,000 |
| Total loans | 290,678,000 | 288,516,000 | 287,108,000 | 267,544,000 |
| Allowance for loan losses | 7,355,000 | 9,018,000 | 8,528,000 | 7,866,000 |
| Securities available for sale | 69,893,000 | 62,970,000 | 59,408,000 | 52,887,000 |
| Securities held to maturity | 200,000 | 155,000 | 155,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,384,000 | 327,010,000 | 346,323,000 | 334,374,000 |
| Interest-bearing deposits | 321,019,000 | 311,816,000 | 327,266,000 | 317,089,000 |
| Noninterest-bearing deposits | 16,365,000 | 15,194,000 | 19,057,000 | 17,285,000 |
| Equity capital | 40,569,000 | 39,584,000 | 40,541,000 | 41,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,722,000 | 9,418,000 | 14,213,000 | 18,772,000 |
| Interest expense | 1,217,000 | 2,259,000 | 3,208,000 | 4,107,000 |
| Net interest income | 3,505,000 | 7,159,000 | 11,005,000 | 14,665,000 |
| Noninterest income | 796,000 | 1,598,000 | 2,363,000 | 3,164,000 |
| Noninterest expense | 2,977,000 | 5,932,000 | 9,382,000 | 12,349,000 |
| Provision for loan losses | 1,050,000 | 4,170,000 | 4,170,000 | 4,470,000 |
| Pretax income | 274,000 | -1,340,000 | -179,000 | 1,267,000 |
| Income tax | 26,000 | -637,000 | -217,000 | 205,000 |
| Net income | 248,000 | -703,000 | 38,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,196,000 | 34,934,000 | 36,108,000 | 36,862,000 |
| Total capital | 40,207,000 | 38,927,000 | 40,080,000 | 40,540,000 |
| Risk-weighted assets | 319,670,000 | 316,854,000 | 313,575,000 | 290,091,000 |