Call reports 2009
BANK OF FAYETTEVILLE, THE — 2009
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 526,316,000 | 493,657,000 | 490,887,000 | 475,652,000 |
| Total loans | 375,329,000 | 366,927,000 | 351,251,000 | 342,026,000 |
| Allowance for loan losses | 6,664,000 | 6,596,000 | 9,609,000 | 10,269,000 |
| Securities available for sale | 82,979,000 | 71,009,000 | 61,438,000 | 58,357,000 |
| Securities held to maturity | 467,000 | 466,000 | 466,000 | 466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,825,000 | 349,832,000 | 351,616,000 | 338,205,000 |
| Interest-bearing deposits | 362,041,000 | 333,187,000 | 337,347,000 | 323,695,000 |
| Noninterest-bearing deposits | 14,784,000 | 16,645,000 | 14,269,000 | 14,510,000 |
| Equity capital | 44,675,000 | 44,332,000 | 41,384,000 | 40,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,598,000 | 13,150,000 | 19,294,000 | 25,181,000 |
| Interest expense | 2,870,000 | 5,442,000 | 7,759,000 | 9,978,000 |
| Net interest income | 3,728,000 | 7,708,000 | 11,535,000 | 15,203,000 |
| Noninterest income | 902,000 | 1,749,000 | 2,643,000 | 3,562,000 |
| Noninterest expense | 3,785,000 | 7,303,000 | 12,789,000 | 16,319,000 |
| Provision for loan losses | 650,000 | 1,950,000 | 6,990,000 | 8,140,000 |
| Pretax income | 1,356,000 | 1,370,000 | -4,212,000 | -4,305,000 |
| Income tax | 366,000 | 205,000 | -2,099,000 | -2,281,000 |
| Net income | 990,000 | 1,165,000 | -2,113,000 | -2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,651,000 | 43,540,000 | 40,061,000 | 40,149,000 |
| Total capital | 48,739,000 | 48,502,000 | 44,917,000 | 44,844,000 |
| Risk-weighted assets | 414,452,000 | 396,316,000 | 387,407,000 | 371,616,000 |