Call reports 2008
BANK OF FAYETTEVILLE, THE — 2008
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 473,944,000 | 470,912,000 | 490,915,000 | 495,622,000 |
| Total loans | 359,326,000 | 360,949,000 | 361,051,000 | 380,675,000 |
| Allowance for loan losses | 5,238,000 | 5,886,000 | 5,398,000 | 6,261,000 |
| Securities available for sale | 82,255,000 | 78,191,000 | 82,731,000 | 80,288,000 |
| Securities held to maturity | 467,000 | 467,000 | 467,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,179,000 | 336,811,000 | 373,413,000 | 360,723,000 |
| Interest-bearing deposits | 309,501,000 | 322,721,000 | 358,564,000 | 345,758,000 |
| Noninterest-bearing deposits | 14,678,000 | 14,090,000 | 14,849,000 | 14,965,000 |
| Equity capital | 37,871,000 | 36,796,000 | 43,844,000 | 43,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,606,000 | 14,547,000 | 21,505,000 | 28,321,000 |
| Interest expense | 3,258,000 | 6,077,000 | 8,855,000 | 11,705,000 |
| Net interest income | 4,348,000 | 8,470,000 | 12,650,000 | 16,616,000 |
| Noninterest income | 913,000 | 1,862,000 | 2,799,000 | 3,755,000 |
| Noninterest expense | 3,056,000 | 6,135,000 | 9,629,000 | 13,151,000 |
| Provision for loan losses | 300,000 | 1,225,000 | 4,170,000 | 6,183,000 |
| Pretax income | 1,957,000 | 3,075,000 | 1,758,000 | 1,145,000 |
| Income tax | 602,000 | 867,000 | 144,000 | 53,000 |
| Net income | 1,355,000 | 2,208,000 | 1,614,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,688,000 | 37,102,000 | 43,927,000 | 42,951,000 |
| Total capital | 41,554,000 | 42,016,000 | 48,857,000 | 48,153,000 |
| Risk-weighted assets | 388,900,000 | 392,441,000 | 396,179,000 | 416,260,000 |