Call reports 2007
BANK OF FAYETTEVILLE, THE — 2007
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 421,326,000 | 426,158,000 | 441,393,000 | 452,716,000 |
| Total loans | 288,522,000 | 297,308,000 | 309,848,000 | 342,052,000 |
| Allowance for loan losses | 4,141,000 | 4,229,000 | 4,132,000 | 5,041,000 |
| Securities available for sale | 99,238,000 | 100,337,000 | 100,671,000 | 81,989,000 |
| Securities held to maturity | 843,000 | 468,000 | 467,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,833,000 | 301,189,000 | 304,595,000 | 304,610,000 |
| Interest-bearing deposits | 274,917,000 | 283,975,000 | 292,325,000 | 289,885,000 |
| Noninterest-bearing deposits | 17,916,000 | 17,214,000 | 12,270,000 | 14,725,000 |
| Equity capital | 32,474,000 | 32,700,000 | 35,396,000 | 36,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,897,000 | 14,165,000 | 21,723,000 | 29,343,000 |
| Interest expense | 3,204,000 | 6,572,000 | 10,170,000 | 13,666,000 |
| Net interest income | 3,693,000 | 7,593,000 | 11,553,000 | 15,677,000 |
| Noninterest income | 1,064,000 | 2,700,000 | 4,325,000 | 5,373,000 |
| Noninterest expense | 2,760,000 | 5,632,000 | 8,697,000 | 11,949,000 |
| Provision for loan losses | 30,000 | 300,000 | 700,000 | 1,635,000 |
| Pretax income | 1,967,000 | 4,361,000 | 6,481,000 | 7,467,000 |
| Income tax | 584,000 | 1,175,000 | 1,651,000 | 1,730,000 |
| Net income | 1,383,000 | 3,186,000 | 4,830,000 | 5,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,531,000 | 33,976,000 | 35,620,000 | 36,167,000 |
| Total capital | 36,404,000 | 37,886,000 | 39,752,000 | 40,700,000 |
| Risk-weighted assets | 327,340,000 | 336,495,000 | 357,163,000 | 380,140,000 |